Unlike a stock market, where all participants have access to the same prices, forex is divided into levels of access. At the top is the inter-bank market, which is made up of the largest investment banking firms.

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Loan is a type of transaction in which the borrower gets a certain amount of money from the lender, and the lender gives the money because they both agreed on the thing that the borrower will give the money back to the lender in a certain amount of time period.

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